What is the required coverage for bodily injury to two or more people?

Boost your readiness for the Tennessee Property and Casualty Exam. Explore detailed flashcards and multiple-choice quiz questions. Get equipped with hints and explanations for each question and ace your exam!

In Tennessee, the required coverage for bodily injury liability for two or more people is indeed $50,000. This coverage is essential as it provides financial protection in the event of accidents involving multiple injured parties, ensuring that the insurance can adequately address medical expenses, lost wages, and potentially compensation for pain and suffering.

When determining the appropriate amount of coverage, it's important to understand that this requirement reflects the minimum standard set by the state, which aims to safeguard both drivers and accident victims. The $50,000 limit specifically addresses the liability incurred when multiple individuals are harmed in a single incident. Having this minimum coverage helps ensure that victims receive a certain level of support for their injuries.

Higher coverage amounts can be beneficial for those who may have higher exposure to liability. However, for basic adherence to state law, the requirement stands at $50,000 for bodily injury to more than one individual in an accident. This ensures that policyholders have a sufficient safety net as mandated by Tennessee law.

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