What does Part 3 of a workers' compensation policy describe?

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Part 3 of a workers' compensation policy specifically addresses the employer's duties if an injury occurs. This section provides essential information about what the employer must do following a workplace injury to comply with the terms of the policy and state laws. It typically outlines the need for prompt reporting of the injury, facilitating medical treatment, and cooperating with claims investigations.

The notion of listing work locations during the policy period may sound relevant; however, it is not the primary focus of Part 3. Rather, that type of information would generally be included in another section of the policy or in endorsements, rather than Part 3 itself. This part is critical for ensuring that employers understand their responsibilities and the processes involved in handling workplace injuries effectively.

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